Craig Scott · NMLS #2650008Edge Home Finance LLC · NMLS #891464Dallas–Fort Worth · lending in multiple states
Edge Home FinanceCraig ScottMortgage Broker · Navy Veteran
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Mortgage Broker · USNA Graduate · Navy Veteran

Hi, I’m Craig. I’ve been on your side of the closing table.

I’m a proud U.S. Navy veteran and a graduate of the Naval Academy. I bring the same discipline, integrity and commitment to every client — and I explain every step in plain English.

Craig Scott
Craig ScottNMLS #2650008 · Edge Home Finance
Why I do this

“Whether it’s your first VA loan or your fifth, let me be the one who knows the terrain.”

As a veteran who has used my VA loan multiple times in multiple states, I know what it’s like trying to navigate guidelines, PCS orders, second-tier entitlement and underwriters who don’t get it. I use that first-hand experience and the VA Lender Handbook to defend your file, so homeownership feels earned — not stressful.

The same goes for every client: the teacher moving across the country, the resident starting a first attending job, the family told “no” by another lender. As a broker I can take your file to the lender that fits it, instead of fitting you into one bank’s menu.

Craig Scott with veterans at NAREB North Texas Community Day
Why home matters to me

I’m a husband and a dad first. I know what a home means.

When I walk through my own front door, that’s what all of this is for. So when you ask me about rates and down payments, I know what you’re really asking: can I give my family a place that’s ours?

My job is to get you to yes — and to treat your loan the way I’d want someone to treat mine. I’m not a bank. I’m the person who picks up when you call, the night before closing included.

Craig ScottHusband, dad, Navy veteran · NMLS #2650008
Craig Scott with his wife and their two children
The path here

From Annapolis to the closing table

Annapolis

United States Naval Academy

Graduated from the Naval Academy and played on a team there — one of his former teammates is now a client in Dallas.

Active duty

U.S. Navy officer

Served as a Naval Officer and moved on orders, using his own VA loan more than once, in more than one state.

Kansas City

Became a loan officer

Started originating loans and closing for first-time buyers, teachers and veterans in Missouri and Kansas.

Dallas–Fort Worth

Broker at Edge Home Finance

Joined Edge Home Finance to shop multiple lenders for every client, now closing across Texas, Virginia and beyond.

How I work

What you can expect from me

My standard

  • You talk to me, not a call centre — by phone, text or email.
  • Every option compared, including the ones I don’t recommend, so you see why.
  • A weekly update to you and your agent until the file is clear to close.
  • A real 3–5 year plan for the home, not just a rate.

Credentials

  • Mortgage Loan Originator, NMLS #2650008
  • Edge Home Finance LLC, NMLS #891464
  • United States Naval Academy graduate
  • U.S. Navy officer veteran · VAREP Dallas–Fort Worth
Closed with Craig

Serving those who served

A few of the military families Craig has helped home — on deployment, on PCS orders and on the way out of uniform.

Home financed by Craig Scott in Odenton, MDOdenton, MD
VA purchase

Out of uniform, into a new state

A Navy officer leaving active duty, starting a new job and moving his family from New Jersey — closed on time.

On scheduleBuyer’s agent @jdjonesrealestate
Home financed by Craig Scott in Norfolk, VANorfolk, VA
VA purchase

Bought while deployed at sea

Barely any internet on deployment. We handled the Tidewater appraisal and the paperwork; they came home to their own front door.

Under 3 weeksBuyer’s agent @kerrytannerva
Home financed by Craig Scott in Suffolk, VASuffolk, VA
VA new construction

Turned away by the builder’s lender

A Navy family on PCS orders from Chicago. “No” from one lender didn’t mean no everywhere.

Brand-new build
Home financed by Craig Scott in Dallas, TXDallas, TX
VA purchase

His own baby brother

Guided him through his first home, paid off both cars and set him up with home equity.

Debt-free startBuyer’s agent @kee.sells.houses
Home financed by Craig Scott in Hampton, VAHampton, VA
VA purchase

Keys for an active-duty mom

Closing day for a service member and her young family.

Active dutyBuyer’s agent @iamcraighouston
Home financed by Craig Scott in Aledo, TXAledo, TX
VA purchase

A second VA loan, first one kept

They still had a VA loan on a home in Missouri. With the right structure, the benefit kept working.

Second-tier entitlementAmanda Falconer & Laura Bumgarner

See all 22 recent closings

Learn with Craig

Watch Craig explain it

Physician loans in 60 secondsFor MDs, DOs, dentists, residents
Build with your VA benefitThe VA one-time close, explained
Teaching veterans the VA loanFrom one of Craig’s VA classes
Is it a good time to buy?Craig reads the rate signals
Craig Scott

Let’s talk about your next move.

Fifteen minutes, no credit pull. I’ll tell you what’s possible and what it will take.

Call CraigApply now