Craig Scott · NMLS #2650008Edge Home Finance LLC · NMLS #891464Dallas–Fort Worth · lending in multiple states
Edge Home FinanceCraig ScottMortgage Broker · Navy Veteran
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Closed with Craig

Recent closings

Real families, real keys. Every story below is a loan Craig closed and shared — the problem, the plan and how fast it came together.

New home in Fort Worth, Texas financed by Craig Scott
$25,000 in equity on day oneFort Worth, TX · VA purchase
9 daysFastest recent purchase close
4 daysFastest refinance close
8 statesTX, VA, MO, KS, MD, LA, GA, NC
5.0 ★24 client reviews

Figures and stories come from loans Craig has shared publicly. Every file is different; results are not guaranteed.

Home financed by Craig Scott in Dallas, TXDallas, TX
VA purchase

A second opinion that paid off

Came in pre-approved elsewhere and wanted another look. We restructured the deal and got him a better one.

Smooth closeBuyer’s agent @quentin.dfwrealtor
Home financed by Craig Scott in Los Fresnos, TXLos Fresnos, TX
VA one-time close

$1.2M land + custom build, one closing

A couple of acres, the construction and the permanent loan in a single VA closing — no payments for up to 11 months while the home is built.

One closing
Home financed by Craig Scott in Sachse, TXSachse, TX
Refinance

Saving over $1,000 a month

That is $12,000+ a year back in the homeowner’s pocket.

Closed in 9 days
Home financed by Craig Scott in Norfolk, VANorfolk, VA
VA purchase

First home, equity from day one

Zero down, no PMI, and they walked into equity the day they got the keys.

2 weeks from contractBuyer’s agent @iamcraighouston
Home financed by Craig Scott in Norfolk, VANorfolk, VA
VA purchase

Bought while deployed at sea

Barely any internet on deployment. We handled the Tidewater appraisal and the paperwork; they came home to their own front door.

Under 3 weeksBuyer’s agent @kerrytannerva
Home financed by Craig Scott in Fort Worth, TXFort Worth, TX
VA purchase

$25,000 in equity on day one

The builder’s in-house lender couldn’t read active-duty and reservist pay. We could — and secured full builder concessions.

Just over 3 weeksBuyer’s agent @quentin.dfwrealtor
Home financed by Craig Scott in Prairie View, TXPrairie View, TX
Down payment assistance

Down payment and closing costs covered

A program from one of Craig’s lenders covered both — with money left over to buy down the rate.

First home
Home financed by Craig Scott in New Orleans, LANew Orleans, LA
VA duplex

A home that pays him back

Active-duty buyer, tenant already in the other unit, and a lender-paid 1-0 buydown worth nearly $3,000 in year one.

Cash-flowing
Home financed by Craig Scott in Brunswick, GABrunswick, GA
Physician loan

Doctor’s loan, 0% down

Up to 100% financing and no PMI for a medical professional household.

0% downBuyer’s agent @katedanowski_re
Home financed by Craig Scott in Kansas City, MOKansas City, MO
VA mixed-use

A home and a business in one closing

Live upstairs, run the business downstairs. $0 down and the seller covered all closing costs.

Closed in 21 days
Home financed by Craig Scott in Houston, TXHouston, TX
VA purchase

Rate in the 5s for the first year

A tight timeline, a no-cost temporary buydown, and a real 3–5 year plan for the home.

Closed in 9 daysBuyer’s agent @soldbyjeffejekam
Home financed by Craig Scott in Brownsville, TXBrownsville, TX
VA refinance

Entitlement restored, rate lowered

Restored the veteran’s VA entitlement and lowered the rate with $0 out of pocket.

Under 2 weeks
Home financed by Craig Scott in Suffolk, VASuffolk, VA
VA new construction

Turned away by the builder’s lender

A Navy family on PCS orders from Chicago. “No” from one lender didn’t mean no everywhere.

Brand-new build
Home financed by Craig Scott in Odenton, MDOdenton, MD
VA purchase

Out of uniform, into a new state

A Navy officer leaving active duty, starting a new job and moving his family from New Jersey — closed on time.

On scheduleBuyer’s agent @jdjonesrealestate
Home financed by Craig Scott in Virginia Beach, VAVirginia Beach, VA
First-time buyer

From renting in LA to owning in Virginia

A teacher’s cross-country move, new career and first home — planned together and done.

Coast to coastBuyer’s agent @iamcraighouston
Home financed by Craig Scott in Aledo, TXAledo, TX
VA purchase

A second VA loan, first one kept

They still had a VA loan on a home in Missouri. With the right structure, the benefit kept working.

Second-tier entitlementAmanda Falconer & Laura Bumgarner
Home financed by Craig Scott in Chesapeake, VAChesapeake, VA
Purchase

Came in early, closed fast

They started months ahead to find the right home, not just a home — then moved fast.

Just over 3 weeksBuyer’s agent @Wineyshkaisabel
Home financed by Craig Scott in Hampton, VAHampton, VA
VA purchase

Keys for an active-duty mom

Closing day for a service member and her young family.

Active dutyBuyer’s agent @iamcraighouston
Home financed by Craig Scott in Kansas City, MOKansas City, MO
1% down

Paying less than rent

A retired school teacher bought with just 1% down — and funded 10 days before closing.

Funded earlyBuyer’s agent @kee.sells.houses
Home financed by Craig Scott in Kansas City, KSKansas City, KS
Purchase

Told they wouldn’t qualify

Approved for a renovated home and closed early to fit their schedule.

Closed in 15 daysBuyer’s agent @kee.sells.houses
Home financed by Craig Scott in Hampton, VAHampton, VA
Purchase

A beautiful new home in Hampton

Closed with an outstanding buyer’s agent who fought for her clients the whole way.

Closed on timeBuyer’s agent @bonita.hunter757
Home financed by Craig Scott in Dallas, TXDallas, TX
VA purchase

His own baby brother

Guided him through his first home, paid off both cars and set him up with home equity.

Debt-free startBuyer’s agent @kee.sells.houses
Client reviews
5.0
★★★★★

24 reviews on Craig’s review page, all five stars, from buyers, homeowners and Realtor partners.

Apply now
TT
Troy T.Physician loan · military family · Jun 2026
★★★★★

If you are a physician, a military family, or anyone whose financial profile does not fit neatly into a conventional lending box, Craig Scott is the person you want in your corner. Every time a complication surfaced, Craig treated it as a logistics problem to be solved, not a reason to pump the brakes.

NS
Newjean S.Purchase · May 2026
★★★★★

He kept me informed every step of the way and made sure I always knew what was going on. Everything moved smoothly, and we were fully prepared to close in just 3 weeks.

CH
Craig HoustonRealtor partner · Feb 2026
★★★★★

My client was working with a previous lender who could only qualify him to a certain purchase price. Craig was able to land him with a lender who could break through that barrier. If he says he got you… he got you.

DP
Dominique P.Purchase · May 2026
★★★★★

Craig and his team were very efficient and informative throughout the whole interaction. We closed the house in 9 days, seamlessly.

ZS
Zach S.Purchase · Jan 2026
★★★★★

What really stood out was the white glove level of service. Any time I had a question — and I had plenty — Craig was quick to respond. Never felt like I was just another file.

RS
Risee S.First home · Jan 2026
★★★★★

My questions, my uncertainties, were all answered right away. And when I moved into my place, I received a welcome mat in the mail.

DB
David B.Purchase · Jun 2026
★★★★★

He took the time to guide me through every step and helped me find the lender that best fit my specific needs and goals. I never felt rushed.

NP
Nicholas P.Out-of-state purchase · Feb 2026
★★★★★

Halfway across the country and Craig was still able to get everything squared away. I will definitely be using him again when I move.

JR
Jaran R.Moving to Texas · Jan 2026
★★★★★

I highly recommend him if you are moving to Texas or buying here locally anywhere in the Dallas Metro area!

Craig Scott

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